/* ==========================================================================
   Nationale Woninggroep — design tokens (overgenomen uit ontwerp 4.0)
   ========================================================================== */
:root{
--nwg-blue-900:#0A317C;
--nwg-blue-800:#10419B;
--nwg-blue-100:#DCE4F5;
--nwg-orange-500:#FF881E;
--nwg-orange-400:#FFA13B;
--nwg-orange-350:#FEAE35;
--nwg-orange-600:#F07300;
--nwg-orange-300:#FFB778;
--nwg-orange-200:#FFD4B0;
--nwg-orange-100:#FFE9D2;
--nwg-white:#FFFFFF;
--nwg-gray-100:#F2F2F2;
--nwg-gray-150:#E7E8E8;
--nwg-glass:rgba(255,255,255,.88);
--nwg-overlay-hero:rgba(10,30,70,.18);
--nwg-gradient-badge:linear-gradient(180deg,var(--nwg-orange-350) 0%,var(--nwg-orange-500) 100%);
--nwg-gradient-button:linear-gradient(180deg,var(--nwg-orange-400) 0%,var(--nwg-orange-500) 100%);
--text-heading:var(--nwg-blue-900);
--text-body:var(--nwg-blue-900);
--text-muted:rgba(10,49,124,.75);
--text-inverse:var(--nwg-white);
--text-accent:var(--nwg-orange-500);
--surface-page:var(--nwg-white);
--surface-alt:var(--nwg-gray-100);
--surface-card:var(--nwg-white);
--surface-inverse:var(--nwg-blue-900);
--link:var(--nwg-blue-900);
--link-hover:var(--nwg-orange-500);
--focus-ring:0 0 0 3px rgba(255,136,30,.45);

--font-sans:'Nunito','Nunito Sans',ui-rounded,system-ui,-apple-system,'Segoe UI',sans-serif;
--text-hero-size:clamp(44px,4.7vw,66px);
--text-h2-size:40px;
--text-h3-size:26px;
--text-body-size:19px;
--text-nav-size:18px;

--radius-sm:12px;--radius-card:24px;--radius-card-lg:40px;--radius-pill:999px;
--container-max:1200px;

--shadow-soft:0 10px 30px rgba(10,49,124,.10);
--ease-brand:cubic-bezier(.4,0,.2,1);
--dur-fast:150ms;
--dur-base:220ms;
}

/* ==========================================================================
   Basis
   ========================================================================== */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-sans);font-size:var(--text-body-size);font-weight:400;line-height:1.75;color:var(--text-body);background:var(--surface-page);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{margin:0;color:var(--text-heading);text-wrap:pretty}
h2{font-size:var(--text-h2-size);font-weight:700;line-height:1.2}
h3{font-size:var(--text-h3-size);font-weight:700;line-height:1.3}
p{margin:0}
a{color:var(--link);text-decoration:underline;text-underline-offset:3px;transition:color var(--dur-fast) var(--ease-brand)}
a:hover{color:var(--link-hover)}
strong,b{font-weight:700}
img{max-width:100%}
::placeholder{color:rgba(10,49,124,.45)}
:focus-visible{outline:none;box-shadow:var(--focus-ring)}
.accent{color:var(--nwg-orange-500)}

.container{max-width:var(--container-max);margin:0 auto}
.center{text-align:center}

/* ==========================================================================
   Knoppen en badges
   ========================================================================== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-sans);font-weight:700;font-size:18px;line-height:1.2;padding:13px 30px;white-space:nowrap;border-radius:var(--radius-pill);border:none;cursor:pointer;text-decoration:none;transition:filter var(--dur-fast) var(--ease-brand),transform var(--dur-fast) var(--ease-brand);background:var(--nwg-gradient-button);color:var(--text-inverse)}
.btn:hover{filter:brightness(1.06);color:var(--text-inverse)}
.btn:active{filter:brightness(.95)}
.btn--lg{font-size:20px;padding:16px 38px}
.btn--ghost{-webkit-appearance:none;appearance:none;background:none;border:none;font-family:var(--font-sans);font-size:16px;font-weight:700;color:var(--link);padding:0;border-radius:0;text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.btn--ghost:hover{color:var(--link-hover);filter:none}

.badge{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;border-radius:50%;background:var(--nwg-gradient-badge);color:#fff}
.badge--sm{width:28px;height:28px}
.badge--md{width:46px;height:46px}
.badge--lg{width:80px;height:80px}
.badge--xl{width:84px;height:84px}
.badge--sm svg{width:16.8px;height:16.8px;stroke-width:3}
.badge--md svg{width:22px;height:22px}
.badge--lg svg{width:33.6px;height:33.6px}
.badge--xl svg{width:35.3px;height:35.3px}

.checkline{display:inline-flex;align-items:flex-start;gap:14px;line-height:1.5;color:var(--text-body);font-weight:700;font-size:19px}

/* ==========================================================================
   Header
   ========================================================================== */
.site-header{display:flex;align-items:center;gap:clamp(16px,3vw,40px);padding:18px clamp(16px,3.5vw,48px);background:var(--nwg-white);min-width:0}
.site-header .logo{height:56px;margin-right:auto;min-width:0;max-width:34vw;object-fit:contain}
.site-nav{display:flex;align-items:center;gap:clamp(14px,2.5vw,36px)}
.site-nav a{color:var(--text-heading);font-weight:700;font-size:var(--text-nav-size);text-decoration:none;white-space:nowrap}
.site-nav a:hover{color:var(--link-hover)}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero{position:relative;overflow:hidden}
.hero__bg{position:absolute;inset:-2%;width:104%;height:104%;object-fit:cover;object-position:50% 62%;filter:blur(5px)}
.hero__overlay{position:absolute;inset:0;background:var(--nwg-overlay-hero)}
.hero__inner{position:relative;max-width:var(--container-max);margin:0 auto;padding:72px 32px 96px;display:flex;gap:48px;align-items:flex-start;justify-content:space-between;flex-wrap:wrap}
.hero__copy{max-width:520px;color:#fff}
.hero__copy h1{color:#fff;font-size:var(--text-hero-size);font-weight:800;line-height:1.12}
.hero__intro{margin-top:40px;font-size:20px;line-height:1.7}
.hero__intro a{color:#fff}
.hero__sign{margin-top:36px;font-size:20px}
.hero__sign em{color:var(--nwg-orange-500);font-weight:600}

/* Formulierkaart */
.form-card{background:var(--nwg-glass);border-radius:var(--radius-card-lg);padding:44px 44px 36px;box-shadow:var(--shadow-soft);width:460px;min-height:340px;display:flex;flex-direction:column}
.form-card h2{font-size:34px;line-height:1.2}
.form-card__sub{margin-top:8px;font-weight:600}
.form-card form{display:flex;flex-direction:column;gap:14px;margin-top:26px;flex:1}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field label{display:block;font-size:15px;font-weight:700;color:var(--text-heading);margin:0 0 6px 4px}
.input{font-family:var(--font-sans);font-size:18px;font-weight:600;line-height:1.3;color:var(--text-body);padding:14px 24px;border-radius:var(--radius-pill);border:1px solid var(--nwg-gray-150);background:var(--nwg-white);outline:none;width:100%}
.input:focus-visible{box-shadow:var(--focus-ring)}
.phone-row{display:flex;gap:10px;align-items:stretch}
.select{-webkit-appearance:none;appearance:none;font-family:var(--font-sans);font-size:18px;font-weight:600;line-height:1.3;color:var(--text-body);padding:14px 30px 14px 18px;border-radius:var(--radius-pill);border:1px solid var(--nwg-gray-150);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23FF881E' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 12px center;outline:none;flex:0 0 auto;width:104px;cursor:pointer}
.select:focus-visible{box-shadow:var(--focus-ring)}
.form-card__actions{margin-top:auto;display:flex;align-items:center;justify-content:flex-end;gap:16px;padding-top:6px}
.form-card__note{margin-top:14px;font-size:13.5px;font-weight:700;text-align:center;color:var(--text-heading)}
/* Adres-check: suggestielijst + gekozen-adreskaart */
.adres-lijst{margin-top:14px;background:var(--nwg-white);border:1px solid var(--nwg-gray-150);border-radius:18px;box-shadow:var(--shadow-soft);padding:12px;display:flex;flex-direction:column;gap:4px}
.adres-lijst__kop{font-size:14.5px;font-weight:800;color:var(--text-heading);margin:4px 8px 8px}
.adres-item{display:block;width:100%;text-align:left;background:none;border:0;border-bottom:1px solid var(--nwg-gray-150);border-radius:0;padding:12px 12px 13px;font-family:var(--font-sans);cursor:pointer;transition:background var(--dur-base) var(--ease-brand)}
.adres-item:first-of-type{border-radius:12px 12px 0 0}
.adres-item:last-of-type{border-bottom:0;border-radius:0 0 12px 12px}
.adres-item:hover,.adres-item:focus-visible{background:rgba(255,136,30,.12);outline:none}
.adres-item strong{display:block;font-size:16.5px;font-weight:800;color:var(--text-heading)}
.adres-item span{display:block;font-size:14px;font-weight:600;color:var(--text-body);margin-top:1px}
.adres-kaart{margin-top:14px;display:flex;align-items:center;gap:12px;background:var(--nwg-white);border:1px solid var(--nwg-gray-150);border-radius:18px;padding:13px 12px 13px 24px;box-shadow:var(--shadow-soft)}
.adres-kaart__tekst{flex:1;min-width:0;font-size:14px;font-weight:600;color:var(--text-body)}
.adres-kaart__tekst strong{display:block;font-size:16px;font-weight:800;color:var(--text-heading);margin-bottom:1px}
.adres-kaart__x{background:none;border:0;font-size:22px;line-height:1;font-weight:600;color:var(--text-body);cursor:pointer;padding:6px 10px;flex:0 0 auto;border-radius:99px}
.adres-kaart__x:hover{color:var(--text-heading)}
.adres-lijst[hidden],.adres-kaart[hidden]{display:none}
.form-dots{display:flex;gap:8px;margin-top:16px}
.form-dots span{width:8px;height:8px;border-radius:99px;background:rgba(10,49,124,.2);transition:all var(--dur-base) var(--ease-brand)}
.form-dots span.is-active{width:24px;background:var(--nwg-orange-500)}
.form-step[hidden]{display:none}
.form-card>[hidden],.contact-form-card>[hidden]{display:none}
.form-success{display:flex;flex-direction:column;align-items:center;text-align:center;gap:16px;margin:auto 0;padding:8px 0}
.form-success .badge--lg{width:72px;height:72px}
.form-success h2{font-size:30px;line-height:1.2}
.form-success p{font-weight:600;font-size:18px;line-height:1.55}
.form-success__note{font-size:13px;opacity:.75;line-height:1.6}
textarea.input{border-radius:var(--radius-card);resize:vertical;min-height:88px}

/* ==========================================================================
   USP-balk
   ========================================================================== */
.usp-bar{background:#fff;padding:26px 32px;display:flex;gap:56px;justify-content:center;flex-wrap:wrap}

/* ==========================================================================
   Sectiebanden met gebogen overgangen
   ========================================================================== */
.band{position:relative;overflow:hidden}
.band>*{position:relative}
.band>.band__bg{position:absolute;background:var(--surface-alt)}

.band--werkwijze{padding:88px 32px 140px}
.band--werkwijze>.band__bg{inset:0 -25% 120px;border-radius:0 0 50% 50% / 0 0 100% 100%}

.band--diensten{padding:150px 32px 48px;margin-top:40px}
.band--diensten>.band__bg{inset:0 -25%;border-radius:50% 50% 0 0 / 160px 160px 0 0}

.band--overons{padding:32px 32px 120px}
.band--overons>.band__bg{inset:0 -25%}

.band--kennis{padding:150px 32px 24px;margin-top:40px}
.band--kennis>.band__bg{inset:0 -25%;border-radius:50% 50% 0 0 / 160px 160px 0 0}

.band--reviews{padding:48px 32px 190px}
.band--reviews>.band__bg{inset:0 -25% 110px;border-radius:0 0 50% 50% / 0 0 100% 100%}

/* ==========================================================================
   Werkwijze
   ========================================================================== */
.prose{max-width:900px;margin:40px auto 0;display:flex;flex-direction:column;gap:24px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;max-width:1060px;margin:64px auto 0}
.step-card{display:flex;flex-direction:column;gap:16px;align-items:center;text-align:center;justify-content:center;background:var(--surface-card);border-radius:var(--radius-card);padding:40px 36px}
.step-card h3{font-size:26px}
.section-cta{text-align:center;margin-top:64px}

/* ==========================================================================
   Cijfers
   ========================================================================== */
.stats{background:#fff;padding:88px 32px 8px}
.stats__grid{max-width:1060px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.stat{text-align:center}
.stat__value{font-size:52px;font-weight:800;color:var(--text-heading);line-height:1.05;white-space:nowrap}
.stat p{margin-top:10px;font-weight:700;font-size:17px}

/* ==========================================================================
   Verkopen zonder gedoe + vergelijking
   ========================================================================== */
.aanbod{background:#fff;padding:64px 32px 104px}
.aanbod__inner{max-width:1060px;margin:0 auto;display:flex;gap:64px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.aanbod__copy{flex:1 1 380px;min-width:340px;max-width:460px}
.aanbod__copy h2{font-size:44px;line-height:1.25}
.aanbod__copy>p{margin-top:24px}
.aanbod__points{display:flex;flex-direction:column;gap:14px;margin-top:28px;align-items:flex-start}
.aanbod__cta{margin-top:36px}

.compare{flex:1 1 440px;min-width:380px;background:var(--surface-alt);border-radius:var(--radius-card);padding:34px 34px 36px}
.compare__grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
.compare__head{font-weight:800;font-size:18px;color:var(--text-heading);white-space:nowrap}
.compare__head--muted{opacity:.6}
.compare__row{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:700;color:var(--text-heading);line-height:1.35;padding:14px 0;border-top:1px solid rgba(10,49,124,.08)}
.compare__row--neg{opacity:.62}
.compare__tick{flex:0 0 auto;width:22px;height:22px;border-radius:50%;background:var(--nwg-gradient-badge);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800}
.compare__cross{flex:0 0 auto;width:22px;height:22px;border-radius:50%;background:rgba(10,49,124,.12);color:var(--nwg-blue-900);display:inline-flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;opacity:.7}

/* ==========================================================================
   Accordeons (diensten en FAQ)
   ========================================================================== */
.section-sub{text-align:center;margin-top:16px;font-size:19px}
.acc-card{background:#fff;border-radius:var(--radius-card);padding:10px 44px;max-width:920px;margin:56px auto 0}
.acc{border-bottom:1px solid var(--nwg-gray-150)}
.acc:last-child{border-bottom:none}
.acc__btn{display:flex;width:100%;justify-content:space-between;align-items:center;gap:16px;padding:21px 0;background:none;border:none;cursor:pointer;text-align:left;font-family:var(--font-sans)}
.acc__label{display:flex;align-items:center;gap:18px;min-width:0}
.acc__title{font-weight:800;font-size:21px;color:var(--text-heading);line-height:1.35}
.acc__chev{display:inline-flex;flex:0 0 auto;color:var(--nwg-orange-500);transition:transform var(--dur-base) var(--ease-brand)}
.acc.is-open .acc__chev{transform:rotate(180deg)}
.acc__panel{overflow:hidden;max-height:0;transition:max-height var(--dur-base) var(--ease-brand)}
.acc__panel-inner{padding:0 0 22px;font-size:17px;line-height:1.7}
.acc__panel-inner p+p{margin-top:10px}

.faq-list{max-width:780px;margin:32px auto 0}
.faq-list .acc__title{font-size:19px}

/* ==========================================================================
   Landelijke dekking
   ========================================================================== */
.overons__inner{max-width:1060px;margin:0 auto;display:flex;gap:64px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.overons__copy{max-width:420px}
.overons__copy h2{font-size:44px;line-height:1.25}
.overons__copy p{margin-top:28px;max-width:380px}
.overons__cta{margin-top:36px}
.overons__map{width:440px;max-width:100%}

/* ==========================================================================
   FAQ-sectie
   ========================================================================== */
.faq-section{background:#fff;padding:96px 32px 80px}

/* ==========================================================================
   Kennis & informatie
   ========================================================================== */
.kennis__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:56px;max-width:1060px;margin-left:auto;margin-right:auto}
.kennis-card{background:#fff;border-radius:var(--radius-card);overflow:hidden;display:flex;flex-direction:column;text-align:center}
.kennis-card img{width:100%;height:150px;object-fit:cover;display:block}
.kennis-card__body{padding:24px 30px 30px;display:flex;flex-direction:column;align-items:center;gap:14px;flex:1}
.kennis-card h3{font-size:23px;line-height:1.3;text-wrap:balance}
.kennis-card p{font-size:16px;line-height:1.65}
.kennis-card__link{margin-top:auto;background:none;border:none;padding:0;cursor:pointer;font-family:var(--font-sans);font-weight:800;font-size:16.5px;color:var(--nwg-orange-500);text-decoration:none}
.kennis-card__link:hover{color:var(--nwg-orange-600)}

/* ==========================================================================
   Reviews
   ========================================================================== */
.reviews__inner{max-width:680px;margin:0 auto;text-align:center}
.review-card{background:#fff;border-radius:var(--radius-card);padding:44px 40px;margin-top:40px}
.review-card__stars{display:flex;justify-content:center;gap:8px;color:var(--nwg-orange-400)}
.review-card__stars svg{width:28px;height:28px}
.review-card__title{margin-top:20px;font-weight:800;font-size:21px;color:var(--text-heading)}
.review-card__text{margin-top:12px;font-size:17px}
.review-card__cta{margin-top:18px}
.review-card__cta a{font-weight:800}

/* ==========================================================================
   Contact
   ========================================================================== */
.contact{background:#fff;padding:8px 32px 110px}
.contact__inner{max-width:640px;margin:0 auto;text-align:center;display:flex;flex-direction:column;align-items:center;gap:20px}
.contact__actions{display:flex;gap:28px;align-items:center;margin-top:10px;flex-wrap:wrap;justify-content:center}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer{position:relative;overflow:hidden;padding:120px 32px 0;margin-top:-20px}
.site-footer__bg{position:absolute;inset:0 -25%;background:var(--nwg-blue-900);border-radius:50% 50% 0 0 / 120px 120px 0 0}
.site-footer__cta{position:relative;max-width:var(--container-max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px 40px;flex-wrap:wrap}
.site-footer__cta h2{color:#fff;font-size:34px;line-height:1.25}
.site-footer__cta .accent{color:var(--nwg-orange-400)}
.site-footer__rule{position:relative;max-width:var(--container-max);margin:44px auto 0;border-top:1px solid rgba(255,255,255,.2)}
.site-footer__grid{position:relative;max-width:var(--container-max);margin:44px auto 0;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px 48px;align-items:start}
.site-footer__brand{max-width:300px}
.site-footer__brand img{height:46px}
.site-footer__brand p{color:rgba(255,255,255,.85);font-size:16px;line-height:1.7;margin-top:18px}
.site-footer__col{display:flex;flex-direction:column;gap:11px;align-items:flex-start}
.site-footer__col-title{color:#fff;font-weight:800;font-size:17px;margin-bottom:4px}
.site-footer__col a{color:rgba(255,255,255,.88);font-weight:600;font-size:15.5px;text-decoration:none;transition:color var(--dur-fast) var(--ease-brand)}
.site-footer__col a:hover{color:var(--nwg-orange-400)}
.site-footer__col span{color:rgba(255,255,255,.7);font-size:15.5px;font-weight:600}
.site-footer__bottom{position:relative;max-width:var(--container-max);margin:56px auto 0;border-top:1px solid rgba(255,255,255,.2);padding:22px 0 30px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.site-footer__bottom>span:first-child{color:rgba(255,255,255,.7);font-size:14px;font-weight:600}
.site-footer__links{display:flex;gap:24px}
.site-footer__links a{color:rgba(255,255,255,.88);font-weight:600;font-size:15.5px;text-decoration:none;transition:color var(--dur-fast) var(--ease-brand)}
.site-footer__links a:hover{color:var(--nwg-orange-400)}

/* ==========================================================================
   Responsief
   ========================================================================== */
@media (max-width:1000px){
  .steps{grid-template-columns:1fr;max-width:520px}
  .stats__grid{grid-template-columns:repeat(2,1fr)}
  .kennis__grid{grid-template-columns:1fr;max-width:520px}
  .site-footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  :root{--text-h2-size:32px}
  .site-nav{display:none}
  .hero__inner{padding:48px 20px 72px}
  .form-card{width:100%;padding:32px 24px 28px}
  .form-row{grid-template-columns:1fr}
  .usp-bar{gap:20px 40px;padding:22px 20px}
  .band--werkwijze{padding:64px 20px 110px}
  .aanbod{padding:48px 20px 80px}
  .aanbod__copy{min-width:0}
  .aanbod__copy h2,.overons__copy h2{font-size:34px}
  .compare{min-width:0;padding:26px 22px 28px}
  .compare__grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 16px}
  .compare__head{white-space:normal}
  .compare__row{align-items:flex-start}
  .compare__row span:last-child{min-width:0;overflow-wrap:anywhere}
  .band--diensten,.band--kennis{padding-left:20px;padding-right:20px}
  .acc-card{padding:6px 24px}
  .band--overons{padding:32px 20px 96px}
  .faq-section{padding:72px 20px 64px}
  .stats{padding:64px 20px 8px}
  .stats__grid{grid-template-columns:1fr 1fr;gap:24px}
  .stat__value{font-size:42px}
  .contact{padding:8px 20px 90px}
  .site-footer{padding:90px 20px 0}
  .site-footer__grid{grid-template-columns:1fr;gap:32px}
}

/* ==========================================================================
   Navigatie: dropdown en mobiel menu
   ========================================================================== */
.site-header{position:relative;z-index:60}
.site-nav a.is-active{color:var(--nwg-orange-500)}
.nav-item{position:relative;display:inline-flex;align-items:center}
.nav-item>a{display:inline-flex;align-items:center;gap:6px}
.nav-item .caret{color:var(--nwg-orange-500);transition:transform var(--dur-base) var(--ease-brand)}
.nav-item:hover .caret,.nav-item:focus-within .caret{transform:rotate(180deg)}
.nav-drop{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);padding-top:14px;opacity:0;visibility:hidden;transition:opacity var(--dur-base) var(--ease-brand),transform var(--dur-base) var(--ease-brand),visibility var(--dur-base);z-index:70}
.nav-item:hover .nav-drop,.nav-item:focus-within .nav-drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-drop__panel{background:#fff;border-radius:18px;box-shadow:0 18px 44px rgba(10,49,124,.16);padding:10px;display:flex;flex-direction:column;min-width:280px}
.nav-drop__panel a{padding:11px 16px;border-radius:12px;font-size:16.5px;font-weight:700;color:var(--text-heading);text-decoration:none;white-space:nowrap}
.nav-drop__panel a:hover{background:var(--nwg-gray-100);color:var(--nwg-orange-500)}
.nav-drop__panel a.is-active{color:var(--nwg-orange-500)}

.nav-toggle{display:none;background:none;border:none;cursor:pointer;color:var(--nwg-blue-900);padding:8px;margin-left:4px}
.nav-toggle svg{width:28px;height:28px}
.mobile-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;box-shadow:0 24px 40px rgba(10,49,124,.16);padding:10px 24px 24px;flex-direction:column;z-index:60}
.mobile-nav.is-open{display:flex}
.mobile-nav a{padding:12px 0;font-size:18px;font-weight:700;color:var(--text-heading);text-decoration:none;border-bottom:1px solid var(--nwg-gray-100)}
.mobile-nav a.is-active{color:var(--nwg-orange-500)}
.mobile-nav a.mobile-nav__sub{padding-left:18px;font-size:16.5px;font-weight:600}
@media (max-width:760px){
  .nav-toggle{display:inline-flex}
  .site-header{gap:12px;padding:14px 16px}
  .site-header>a:first-child{display:flex;flex:1 1 auto;min-width:0}
  .site-header .logo{max-width:100%;height:44px}
  .site-header .btn{padding:11px 18px;font-size:16px;flex:0 0 auto}
}

/* ==========================================================================
   Subpagina's: hero, secties, stappen, artikel, contact
   ========================================================================== */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--nwg-blue-900) 0%,var(--nwg-blue-800) 100%);padding:76px 32px 88px;color:#fff}
.page-hero::after{content:"";position:absolute;right:-12%;top:-40%;width:60%;height:180%;background:radial-gradient(closest-side,rgba(255,136,30,.16),transparent 70%)}
.page-hero__inner{position:relative;max-width:var(--container-max);margin:0 auto;display:flex;gap:64px;align-items:center;justify-content:space-between;flex-wrap:wrap;z-index:1}
.page-hero__copy{max-width:600px}
.page-hero__eyebrow{font-weight:800;color:var(--nwg-orange-400);font-size:15px;letter-spacing:.08em;text-transform:uppercase}
.page-hero__eyebrow+h1{margin-top:12px}
.page-hero h1{color:#fff;font-size:clamp(38px,3.6vw,54px);font-weight:800;line-height:1.15}
.page-hero__sub{margin-top:18px;font-size:20px;line-height:1.7;color:rgba(255,255,255,.88)}
.page-hero__sub a{color:#fff}
.page-hero__actions{margin-top:34px;display:flex;gap:26px;align-items:center;flex-wrap:wrap}
.page-hero__media{flex:0 1 420px;min-width:300px}
.page-hero__media img{width:100%;border-radius:var(--radius-card);display:block;box-shadow:0 24px 48px rgba(5,20,50,.35)}
.btn--ghost-light{background:none;color:#fff;padding:0;border-radius:0;text-decoration:underline;text-underline-offset:3px;font-weight:700;font-size:18px;border:none;cursor:pointer}
.btn--ghost-light:hover{color:var(--nwg-orange-400);filter:none}

.section{padding:88px 32px}
.section--tight{padding:64px 32px}
.section h2.center{text-wrap:balance}
.two-col{max-width:1060px;margin:0 auto;display:flex;gap:64px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.two-col__copy{flex:1 1 380px;min-width:320px;max-width:520px}
.two-col__copy h2{font-size:38px;line-height:1.25}
.two-col__copy>p{margin-top:22px}
.two-col__media{flex:1 1 380px;min-width:300px}
.two-col__media img{width:100%;border-radius:var(--radius-card);display:block}
.point-list{display:flex;flex-direction:column;gap:14px;margin-top:28px;align-items:flex-start}

.benefit{display:flex;gap:16px;align-items:flex-start}
.benefit__body strong{display:block;font-size:18.5px;color:var(--text-heading);line-height:1.35}
.benefit__body p{font-size:16.5px;line-height:1.65;margin-top:5px}
.benefit-list{display:flex;flex-direction:column;gap:22px;margin-top:28px}

.types-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;max-width:1060px;margin:44px auto 0}
.type-chip{background:#fff;border-radius:14px;padding:14px 18px;font-weight:700;font-size:16.5px;color:var(--text-heading);display:flex;gap:12px;align-items:center}
.type-chip .badge{width:24px;height:24px}
.type-chip .badge svg{width:14px;height:14px;stroke-width:3}
@media (max-width:1000px){.types-grid{grid-template-columns:repeat(2,1fr)}}

.prose--page{max-width:860px;margin:36px auto 0;display:flex;flex-direction:column;gap:22px}

.num-steps{max-width:860px;margin:48px auto 0;display:flex;flex-direction:column}
.num-step{display:flex;gap:26px;padding:28px 0;border-top:1px solid rgba(10,49,124,.1);align-items:flex-start}
.num-step:first-child{border-top:none}
.num-step__n{flex:0 0 auto;width:54px;height:54px;border-radius:50%;background:var(--nwg-gradient-badge);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:22px}
.num-step h3{font-size:23px}
.num-step p{margin-top:6px;font-size:17.5px;line-height:1.65}

.article{max-width:800px;margin:0 auto;padding:72px 32px 48px}
.article__img{width:100%;aspect-ratio:16/7;object-fit:cover;border-radius:var(--radius-card);margin-bottom:36px;display:block}
.article .lead{font-size:21px;line-height:1.7;font-weight:600}
.article h2{font-size:30px;margin-top:44px}
.article p{margin-top:18px}
.article ul{margin:18px 0 0;padding-left:26px}
.article li{margin-top:8px}
.article-cta{max-width:800px;margin:0 auto;padding:0 32px 72px}
.article-cta__card{background:var(--surface-alt);border-radius:var(--radius-card);padding:34px 38px;display:flex;gap:24px 40px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.article-cta__card p{font-weight:700;font-size:19px;max-width:440px}

.contact-grid{max-width:1060px;margin:0 auto;display:flex;gap:56px;flex-wrap:wrap;align-items:flex-start}
.contact-form-card{flex:1 1 440px;background:#fff;border-radius:var(--radius-card-lg);box-shadow:var(--shadow-soft);padding:44px}
.contact-form-card h2{font-size:30px}
.contact-form-card form{display:flex;flex-direction:column;gap:14px;margin-top:24px}
.contact-info{flex:1 1 320px;max-width:420px;display:flex;flex-direction:column;gap:24px}
.contact-info__item{display:flex;gap:18px;align-items:flex-start}
.contact-info__item h3{font-size:19px}
.contact-info__item p{font-size:16.5px;line-height:1.6;margin-top:2px}
.form-note{font-size:14.5px;line-height:1.6;color:var(--text-muted);margin-top:4px}

.faq-inline{max-width:780px;margin:40px auto 0}

.cta-mid{text-align:center;padding:8px 32px 96px}

.kennis-card--page img{height:170px}

@media (max-width:760px){
  .page-hero{padding:56px 20px 64px}
  .two-col__copy h2{font-size:32px}
  .section{padding:64px 20px}
  .article{padding:56px 20px 40px}
  .contact-form-card{padding:30px 24px}
}

/* ==========================================================================
   Scroll-reveals (subtiel; uit bij reduced motion)
   ========================================================================== */
@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(18px);transition:opacity .55s var(--ease-brand),transform .55s var(--ease-brand)}
  .reveal.is-visible{opacity:1;transform:none}
}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Reviewsysteem */
.veld-label{display:block;font-size:15px;font-weight:700;color:var(--text-heading);margin:0 0 6px 4px}
.ster-keuze{display:inline-flex;flex-direction:row-reverse;gap:4px;margin-left:2px}
.ster-keuze input{position:absolute;opacity:0;width:1px;height:1px}
.ster-keuze label{font-size:34px;line-height:1;color:var(--nwg-gray-150);cursor:pointer;transition:color var(--dur-fast) var(--ease-brand)}
.ster-keuze label:hover,.ster-keuze label:hover~label,.ster-keuze input:checked~label{color:var(--nwg-orange-400)}
.ster-keuze input:focus-visible+label{box-shadow:var(--focus-ring);border-radius:6px}
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;max-width:1060px;margin:40px auto 0}
.review-los{background:#fff;border-radius:var(--radius-card);padding:28px 30px;box-shadow:var(--shadow-soft)}
.review-sterren{display:inline-flex;gap:3px;color:var(--nwg-orange-400)}
.review-sterren svg{width:20px;height:20px}
.review-los__titel{font-weight:800;font-size:19px;color:var(--text-heading);margin-top:12px}
.review-los__tekst{font-size:16px;line-height:1.65;margin-top:8px}
.review-los__naam{font-size:14.5px;font-weight:700;color:var(--text-muted);margin-top:14px}
@media (max-width:1000px){.reviews-grid{grid-template-columns:1fr;max-width:560px}}

/* Honeypot (antispam): onzichtbaar voor mensen */
.hp-veld{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}


/* ==========================================================================
   Homepage sept 2026 — strakke opzet naar VGN-referentie, NWG-kleuren
   Gescoped op body.home-vgn; subpagina's blijven onaangetast.
   Maatvoering opgemeten van de referentie: Urbanist, koppen 40/500,
   kaarten radius 16, schaduw 4px 4px 8px 5%, pil-knoppen 15/30.
   ========================================================================== */
body.home-vgn{--vgn-font:'Urbanist',var(--font-sans);font-family:var(--vgn-font);font-size:18px;font-weight:400;line-height:1.55}
.home-vgn h1,.home-vgn h2,.home-vgn h3,.home-vgn .btn,.home-vgn .btn--ghost,.home-vgn input,.home-vgn select,.home-vgn textarea{font-family:var(--vgn-font)}
.home-vgn h2{font-size:40px;font-weight:500;line-height:1.15}
.home-vgn h2 b{font-weight:800}
.home-vgn section{scroll-margin-top:110px}
.home-vgn .accent{color:var(--nwg-orange-500)}

/* Knoppen: pil 15/30, medium gewicht */
.home-vgn .btn{background:var(--nwg-orange-500);font-weight:600;font-size:18px;padding:15px 30px;gap:10px;transition:background var(--dur-base) var(--ease-brand),transform var(--dur-base) var(--ease-brand)}
.home-vgn .btn:hover{background:var(--nwg-orange-600);filter:none;transform:translateY(-1px)}
.home-vgn .btn--kader{background:transparent;border:1.5px solid rgba(255,255,255,.9);color:#fff;font-weight:500}
.home-vgn .btn--kader:hover{background:rgba(255,255,255,.12);transform:none}
.home-vgn .btn--ghostpil{display:inline-flex;align-items:center;gap:12px;font-weight:500;font-size:18px;color:#fff;border:1.5px solid rgba(255,255,255,.9);border-radius:var(--radius-pill);padding:15px 30px;text-decoration:none;transition:background var(--dur-base) var(--ease-brand)}
.home-vgn .btn--ghostpil:hover{background:rgba(255,255,255,.14);color:#fff}
.home-vgn .btn--ghostpil svg{transition:transform var(--dur-base) var(--ease-brand)}
.home-vgn .btn--ghostpil:hover svg{transform:translateX(4px)}
.home-vgn .btn--kaderoranje{display:inline-flex;align-items:center;font-family:var(--vgn-font);font-weight:500;font-size:17px;color:var(--nwg-orange-600);border:1.5px solid var(--nwg-orange-400);border-radius:var(--radius-pill);padding:11px 26px;text-decoration:none;transition:background var(--dur-base) var(--ease-brand)}
.home-vgn .btn--kaderoranje:hover{background:rgba(255,136,30,.08);color:var(--nwg-orange-600)}

/* Header: vast, transparant -> donkerblauw bij scrollen */
.home-vgn .site-header--overlay{position:fixed;top:0;left:0;right:0;z-index:80;background:transparent;transition:box-shadow .35s var(--ease-brand)}
.home-vgn .site-header--overlay .site-nav a{color:#fff;font-weight:500;font-size:18px;text-shadow:0 1px 10px rgba(5,20,50,.4)}
.home-vgn .site-header--overlay .site-nav a:hover,.home-vgn .site-header--overlay .site-nav a.is-active{color:var(--nwg-orange-300)}
.home-vgn .site-header--overlay .nav-drop__panel{border-radius:16px}
.home-vgn .site-header--overlay .nav-drop__panel a{color:var(--text-heading);font-weight:600;text-shadow:none}
.home-vgn .site-header--overlay .nav-drop__panel a:hover,.home-vgn .site-header--overlay .nav-drop__panel a.is-active{color:var(--nwg-orange-500)}
.home-vgn .site-header--overlay .nav-toggle{color:#fff}
.home-vgn .site-header--overlay.is-scrolled{box-shadow:0 8px 24px rgba(5,20,50,.22)}
.home-vgn .site-header--overlay.is-scrolled .site-nav a{text-shadow:none}
.home-vgn .site-header--overlay .logo{height:48px}
.home-vgn .site-header--overlay .mobile-nav{max-height:calc(100dvh - 100%);overflow-y:auto;overscroll-behavior:contain}

/* Hero */
.home-vgn .vgn-hero{position:relative;overflow:hidden}
.home-vgn .vgn-hero__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 58%}
.home-vgn .vgn-hero__overlay{position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,22,58,.55) 0%,rgba(6,22,58,0) 26%),linear-gradient(90deg,rgba(6,22,58,.8) 0%,rgba(6,22,58,.44) 52%,rgba(6,22,58,.08) 100%)}
.home-vgn .vgn-hero__inner{position:relative;max-width:var(--container-max);margin:0 auto;padding:170px 40px 230px}
.home-vgn .vgn-hero h1{color:#fff;font-size:clamp(40px,4vw,56px);font-weight:600;line-height:1.1;max-width:660px}
.home-vgn .vgn-hero__intro{margin-top:26px;max-width:600px;color:rgba(255,255,255,.94);font-size:18px;line-height:1.6}
.home-vgn .vgn-hero__intro a{color:#fff}
.home-vgn .vgn-hero__sign{margin-top:22px;color:#fff;font-size:18px;line-height:1.5}
.home-vgn .vgn-hero__sign em{color:var(--nwg-orange-400);font-style:italic}
.home-vgn .vgn-hero .anim-d3{margin-top:32px}

/* Aanvraagstrook */
.home-vgn .vgn-strook{position:relative;z-index:5;padding:0 40px;margin-top:-160px}
.home-vgn .vgn-kaart{max-width:1120px;margin:0 auto;background:#fff;border-radius:16px;box-shadow:4px 4px 8px rgba(0,0,0,.05),0 24px 60px rgba(10,49,124,.10);padding:40px}
.home-vgn .vgn-kaart h2{font-size:32px;font-weight:500}
.home-vgn .vgn-strook__sub{margin-top:6px;font-size:17px;color:var(--text-muted)}
.home-vgn .vgn-kaart form{display:flex;flex-direction:column;gap:16px;margin-top:24px}
.home-vgn .vgn-kaart .form-step{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.home-vgn .vgn-kaart .form-step[data-step="2"]{grid-template-columns:repeat(4,minmax(0,1fr))}
.home-vgn .vgn-kaart .form-step[hidden]{display:none}
.home-vgn .vgn-kaart .form-row{display:contents}
.home-vgn .vgn-kaart .field--vol{grid-column:1/-1}
.home-vgn .vgn-kaart .adres-kaart{grid-column:1/-1;margin-top:2px;border-radius:16px;border-color:rgba(10,49,124,.14);box-shadow:4px 4px 8px rgba(0,0,0,.05);padding:14px 14px 14px 22px}
.home-vgn .vgn-kaart .adres-kaart__tekst{font-family:var(--vgn-font);font-weight:500;font-size:14.5px;color:var(--text-muted)}
.home-vgn .vgn-kaart .adres-kaart__tekst strong{font-family:var(--vgn-font);font-weight:600;font-size:16.5px;margin-bottom:2px;color:var(--text-heading)}
.home-vgn .vgn-kaart .adres-kaart__x{color:var(--text-muted)}
.home-vgn .vgn-kaart .field--adresanker{position:relative}
.home-vgn .vgn-kaart .adres-lijst{position:absolute;top:calc(100% + 8px);left:0;width:100%;min-width:260px;z-index:40;margin-top:0;border-radius:16px;border-color:rgba(10,49,124,.14);box-shadow:0 18px 44px rgba(5,20,50,.18);padding:10px}
.home-vgn .vgn-kaart .adres-lijst__kop{font-family:var(--vgn-font);font-weight:600;font-size:14px}
.home-vgn .vgn-kaart .adres-item{font-family:var(--vgn-font);border-bottom-color:rgba(10,49,124,.08)}
.home-vgn .vgn-kaart .adres-item strong{font-family:var(--vgn-font);font-weight:600;font-size:16px}
.home-vgn .vgn-kaart .adres-item span{font-family:var(--vgn-font);font-weight:500;font-size:14px;color:var(--text-muted)}
.home-vgn .field label{font-family:var(--vgn-font);font-weight:600;font-size:15px}
.home-vgn .optioneel{font-weight:400;color:var(--text-muted)}
.home-vgn .input{font-weight:400;font-size:18px;padding:14px 22px;border-color:#dde1e8}
.home-vgn .select{font-weight:400;border-color:#dde1e8}
.home-vgn .landkeuze{position:relative;flex:0 0 auto}
.home-vgn .landkeuze__knop{display:inline-flex;align-items:center;justify-content:space-between;gap:8px;width:104px;font-family:var(--vgn-font);font-size:18px;font-weight:400;line-height:1.3;color:var(--text-body);padding:14px 16px 14px 18px;border-radius:var(--radius-pill);border:1px solid #dde1e8;background:#fff;cursor:pointer}
.home-vgn .landkeuze__knop svg{color:var(--nwg-orange-500);flex:0 0 auto}
.home-vgn .landkeuze__knop:focus-visible{box-shadow:var(--focus-ring);outline:none}
.home-vgn .landkeuze__menu{position:absolute;top:calc(100% + 8px);left:0;z-index:40;min-width:264px;max-height:330px;overflow:auto;background:#fff;border:1px solid rgba(10,49,124,.14);border-radius:16px;box-shadow:0 18px 44px rgba(5,20,50,.18);padding:8px;display:flex;flex-direction:column;gap:2px}
.home-vgn .landkeuze__menu[hidden]{display:none}
.home-vgn .landkeuze__item{display:flex;align-items:center;justify-content:space-between;gap:16px;text-align:left;background:none;border:0;border-radius:10px;padding:11px 14px;font-family:var(--vgn-font);font-size:15.5px;font-weight:500;color:var(--text-heading);cursor:pointer;transition:background var(--dur-fast) var(--ease-brand)}
.home-vgn .landkeuze__item:hover,.home-vgn .landkeuze__item:focus-visible{background:rgba(255,136,30,.1);outline:none}
.home-vgn .landkeuze__item.is-actief{font-weight:700;color:var(--nwg-orange-600)}
.home-vgn .landkeuze__code{color:var(--text-muted);font-weight:500;font-size:14.5px}
.home-vgn .landkeuze__item.is-actief .landkeuze__code{color:var(--nwg-orange-600)}
.home-vgn textarea.input{border-radius:16px;min-height:76px}
.home-vgn .form-card__actions{margin-top:2px;display:flex;align-items:center;justify-content:flex-end;gap:18px;padding-top:0}
.home-vgn .form-dots{margin:0 auto 0 0;display:flex;gap:8px}
.home-vgn .form-dots span{width:8px;height:8px;border-radius:99px;background:rgba(10,49,124,.18);transition:all var(--dur-base) var(--ease-brand)}
.home-vgn .form-dots span.is-active{width:24px;background:var(--nwg-orange-500)}
.home-vgn .btn--ghost{font-family:var(--vgn-font);font-weight:500}
.home-vgn .vgn-strook__checks{display:grid;grid-template-columns:1fr 1fr;gap:10px 40px;margin-top:22px}
.home-vgn .vgn-check{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:16px;color:var(--text-heading)}
.home-vgn .vgn-check svg{width:20px;height:20px;color:var(--nwg-orange-500);flex:0 0 auto}
.home-vgn .vgn-check--wit{color:#fff}
.home-vgn .vgn-check--wit svg{color:var(--nwg-orange-400)}
.home-vgn .vgn-strook__noot{margin-top:16px;text-align:center;font-size:13.5px;font-weight:500;color:var(--text-muted)}
.home-vgn .form-success h2{font-weight:600}

/* Secties en containers */
.home-vgn .vgn-sectie{padding:100px 40px}
.home-vgn .vgn-sectie--grijs{background:var(--nwg-gray-100)}
.home-vgn .vgn-container{max-width:1120px;margin:0 auto}
.home-vgn .vgn-container--smal{max-width:860px}
.home-vgn .vgn-container--breed{max-width:1320px}
.home-vgn .vgn-sub{margin-top:14px;font-size:18px;color:var(--text-muted);text-align:center}
.home-vgn .vgn-midden{text-align:center;margin-top:44px;display:flex;flex-direction:column;align-items:center;gap:0}
.home-vgn .vgn-midden .vgn-intro{margin-top:18px;max-width:640px}
.home-vgn .vgn-knoppenrij{display:flex;gap:26px;align-items:center;justify-content:center;margin-top:30px;flex-wrap:wrap}
.home-vgn .vgn-intro{margin-top:20px;font-size:18px;line-height:1.65;color:rgba(10,49,124,.85)}
.home-vgn .vgn-eyebrow{font-weight:600;font-size:15px;letter-spacing:.1em;text-transform:uppercase;color:var(--nwg-orange-400);margin-bottom:12px}

/* Tweekoloms met fotoblok */
.home-vgn .vgn-2kol{max-width:1120px;margin:0 auto;display:flex;gap:clamp(44px,6vw,88px);align-items:center;justify-content:space-between;flex-wrap:wrap}
.home-vgn .vgn-2kol--breed{max-width:1180px}
.home-vgn .vgn-2kol__copy{flex:1 1 460px;min-width:320px;max-width:560px}
.home-vgn .vgn-2kol__copy .btn{margin-top:34px}
.home-vgn .vgn-punten{margin-top:30px;display:flex;flex-direction:column;gap:20px}
.home-vgn .vgn-punt{display:flex;gap:16px;align-items:center}
.home-vgn .vgn-punt h3{font-size:17px;font-weight:700;line-height:1.4}
.home-vgn .vgn-punt__icoon{position:relative;flex:0 0 auto;width:42px;height:42px;border-radius:50%;border:1.5px solid var(--nwg-blue-900);display:inline-flex;align-items:center;justify-content:center;color:var(--nwg-blue-900);background:#fff}
.home-vgn .vgn-punt__icoon svg{width:20px;height:20px;position:relative;z-index:1}
.home-vgn .vgn-punt__stip{position:absolute;right:-7px;top:-4px;width:18px;height:18px;border-radius:50%;background:var(--nwg-orange-400)}
.home-vgn .vgn-fotoblok{position:relative;flex:1 1 400px;min-width:300px;max-width:480px}
.home-vgn .vgn-fotoblok__groot{width:100%;aspect-ratio:1/1.08;object-fit:cover;border-radius:16px;display:block}
.home-vgn .vgn-fotoblok__cirkel{position:absolute;right:-26px;bottom:-34px;width:180px;height:180px;border-radius:50%;object-fit:cover;box-shadow:0 16px 36px rgba(5,20,50,.3)}
.home-vgn .vgn-fotoblok__cirkel--logo{object-fit:contain;background:#fff;padding:30px;box-shadow:0 16px 36px rgba(5,20,50,.18),0 0 0 1px rgba(10,49,124,.08)}
.home-vgn .vgn-kaartnl{width:300px;max-width:100%;margin-top:26px;display:block}

/* Cijfers */
.home-vgn .vgn-cijfers{padding:40px 40px 110px}
.home-vgn .vgn-cijfers__grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:36px;text-align:center}
.home-vgn .vgn-cijfer{display:flex;flex-direction:column;align-items:center;gap:12px}
.home-vgn .vgn-cijfer__waarde{font-family:var(--vgn-font);font-size:42px;font-weight:700;color:var(--nwg-orange-500);line-height:1}
.home-vgn .vgn-cijfer p{font-size:16px;font-weight:500;color:var(--text-heading)}

/* Diensten-fotokaarten */
.home-vgn .vgn-diensten{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:56px}
.home-vgn .vgn-diensten h2,.home-vgn .vgn-sectie h2.reveal{text-align:center}
.home-vgn .vgn-dienst{display:flex;flex-direction:column;background:#fff;border-radius:16px;overflow:hidden;box-shadow:4px 4px 8px rgba(0,0,0,.05),0 0 0 1px rgba(10,49,124,.07);text-decoration:none;transition:transform .3s var(--ease-brand),box-shadow .3s var(--ease-brand)}
.home-vgn .vgn-dienst:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(10,49,124,.16),0 0 0 1px rgba(10,49,124,.07)}
.home-vgn .vgn-dienst__foto{display:block;aspect-ratio:4/3;overflow:hidden}
.home-vgn .vgn-dienst__foto img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .45s var(--ease-brand)}
.home-vgn .vgn-dienst:hover .vgn-dienst__foto img{transform:scale(1.06)}
.home-vgn .vgn-dienst__body{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:24px 26px;flex:1}
.home-vgn .vgn-dienst__body h3{font-size:24px;font-weight:700;line-height:1.25;color:var(--text-heading)}
.home-vgn .vgn-dienst__pijlknop{flex:0 0 auto;width:48px;height:48px;border-radius:50%;background:rgba(255,136,30,.13);color:var(--nwg-orange-600);display:inline-flex;align-items:center;justify-content:center;transition:background .25s var(--ease-brand),color .25s var(--ease-brand),transform .25s var(--ease-brand)}
.home-vgn .vgn-dienst:hover .vgn-dienst__pijlknop{background:var(--nwg-orange-500);color:#fff;transform:scale(1.16) translateX(3px)}

/* Donkere secties */
.home-vgn .vgn-donker{background:var(--nwg-blue-900);padding:110px 40px;color:#fff}
.home-vgn .vgn-donker h2{color:#fff}
.home-vgn .vgn-donker .vgn-intro{color:rgba(255,255,255,.88)}
.home-vgn .vgn-donker .vgn-intro a,.home-vgn .vgn-donker a{color:#fff}
.home-vgn .vgn-donker__voetnoot{margin-top:64px}
.home-vgn .vgn-donker__voetnoot p{font-size:15.5px;line-height:1.7;color:rgba(255,255,255,.72);max-width:920px}
.home-vgn .vgn-stappen{margin-top:34px;display:flex;flex-direction:column}
.home-vgn .vgn-stap{display:flex;gap:18px;align-items:center;padding:18px 0;border-top:1px solid rgba(255,255,255,.14)}
.home-vgn .vgn-stap:first-child{border-top:none;padding-top:0}
.home-vgn .vgn-stap__nr{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:var(--nwg-orange-500);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:17px}
.home-vgn .vgn-stap h3{color:#fff;font-size:17px;font-weight:700;line-height:1.4}

/* Vergelijkingskaart */
.home-vgn .vgn-vergelijk{flex:1 1 460px;min-width:340px;background:var(--nwg-gray-100);border-radius:16px;padding:34px 36px}
.home-vgn .compare__head{font-family:var(--vgn-font);font-weight:700;font-size:17px}
.home-vgn .compare__row{font-family:var(--vgn-font);font-weight:500;font-size:15px}

/* Reviews-slider */
.home-vgn .vgn-donker--midden{padding:96px 40px}
.home-vgn .vgn-revkop h2{margin-bottom:0}
.home-vgn .vgn-revkop__score{margin-top:20px;text-align:center;font-size:18px;font-weight:500;color:rgba(255,255,255,.9)}
.home-vgn .vgn-revkop__score strong{color:#fff;font-weight:700}
.home-vgn .vgn-revslider{position:relative;max-width:1280px;margin:52px auto 0}
.home-vgn .vgn-revslider__spoor{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;-ms-overflow-style:none;padding:4px}
.home-vgn .vgn-revslider__spoor::-webkit-scrollbar{display:none}
.home-vgn .vgn-review{flex:0 0 calc((100% - 48px)/3);min-width:0;scroll-snap-align:start;background:#fff;border-radius:16px;padding:38px 30px 34px;display:flex;flex-direction:column;align-items:center;text-align:center;box-shadow:4px 4px 8px rgba(0,0,0,.08)}
.home-vgn .vgn-review__logo{width:38px;height:38px;object-fit:contain}
.home-vgn .vgn-review__tekst{margin-top:20px;font-size:16.5px;font-weight:500;line-height:1.65;color:var(--text-heading);flex:1}
.home-vgn .vgn-review__naam{margin-top:20px;font-size:16px;font-weight:700;color:var(--nwg-orange-500)}
.home-vgn .vgn-revslider__pijl{position:absolute;top:50%;transform:translateY(-50%);z-index:2;width:48px;height:48px;border-radius:50%;border:none;background:#fff;color:var(--nwg-blue-900);display:inline-flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 10px 26px rgba(5,20,50,.35);transition:transform var(--dur-base) var(--ease-brand),opacity var(--dur-base) var(--ease-brand)}
.home-vgn .vgn-revslider__pijl:hover{transform:translateY(-50%) scale(1.08)}
.home-vgn .vgn-revslider__pijl:disabled{opacity:0;pointer-events:none}
.home-vgn .vgn-revslider__pijl--terug{left:-12px}
.home-vgn .vgn-revslider__pijl--verder{right:-12px}
.home-vgn .vgn-revslider__nav{margin-top:30px;display:flex;justify-content:center}
.home-vgn .vgn-revslider__dots{display:flex;flex-wrap:wrap;justify-content:center;gap:9px;max-width:440px}
.home-vgn .vgn-revslider__dot{width:9px;height:9px;border-radius:50%;border:none;padding:0;background:rgba(255,255,255,.32);cursor:pointer;transition:background var(--dur-base) var(--ease-brand),transform var(--dur-base) var(--ease-brand)}
.home-vgn .vgn-revslider__dot.is-actief{background:#fff;transform:scale(1.3)}
.home-vgn .vgn-revnoot{margin-top:24px;text-align:center;font-size:15px;color:rgba(255,255,255,.7)}
.home-vgn .vgn-revnoot a{color:#fff}
@media (max-width:1060px){
  .home-vgn .vgn-review{flex-basis:calc((100% - 24px)/2)}
}
@media (max-width:760px){
  .home-vgn .vgn-review{flex-basis:100%;padding:30px 22px 28px}
  .home-vgn .vgn-revslider__pijl{display:none}
}

/* FAQ */
.home-vgn .vgn-faq{margin-top:44px}
.home-vgn .vgn-faq .acc{border-bottom:1px solid rgba(10,49,124,.14)}
.home-vgn .vgn-faq .acc__btn{padding:24px 0;font-family:var(--vgn-font)}
.home-vgn .vgn-faq .acc__title{font-family:var(--vgn-font);font-weight:500;font-size:21px}
.home-vgn .acc__chev--plus{width:38px;height:38px;border-radius:50%;background:rgba(255,136,30,.1);color:var(--nwg-orange-500);display:inline-flex;align-items:center;justify-content:center;transition:transform var(--dur-base) var(--ease-brand),background var(--dur-base) var(--ease-brand)}
.home-vgn .acc.is-open .acc__chev--plus{transform:rotate(45deg);background:rgba(255,136,30,.18)}
.home-vgn .vgn-faq .acc__panel-inner{font-size:16.5px;line-height:1.65;color:rgba(10,49,124,.85);padding-bottom:24px}

/* Kennis / blogs */
.home-vgn .vgn-blogs{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:52px}
.home-vgn .vgn-blog{display:flex;flex-direction:column;gap:12px}
.home-vgn .vgn-blog img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:16px;display:block}
.home-vgn .vgn-blog h3{font-size:20px;font-weight:700;line-height:1.3;margin-top:6px}
.home-vgn .vgn-blog h3 a{text-decoration:none;color:var(--text-heading)}
.home-vgn .vgn-blog h3 a:hover{color:var(--nwg-orange-600)}
.home-vgn .vgn-blog p{font-size:15.5px;line-height:1.6;color:rgba(10,49,124,.85)}
.home-vgn .vgn-blog__link{font-weight:600;font-size:16px;color:var(--nwg-orange-600);text-decoration:none;margin-top:2px}
.home-vgn .vgn-blog__link:hover{color:var(--nwg-orange-500)}

/* Eind-CTA */
.home-vgn .vgn-cta{padding:0 40px}
.home-vgn .vgn-cta .vgn-2kol{padding:96px 0;align-items:center}
.home-vgn .vgn-cta__foto{flex:1 1 380px;min-width:300px;max-width:460px;aspect-ratio:4/3.2;object-fit:cover;border-radius:16px}
.home-vgn .vgn-cta__checks{margin-top:26px;display:flex;flex-direction:column;gap:12px}
.home-vgn .vgn-cta .btn--ghostpil{margin-top:32px}

/* Footer: wit met watermerk */
.home-vgn .vgn-footer{position:relative;overflow:hidden;background:#fff;padding:90px 40px 0;border-top:1px solid rgba(10,49,124,.08)}
.home-vgn .vgn-footer__watermerk{position:absolute;right:-140px;bottom:-60px;width:640px;opacity:.05;pointer-events:none}
.home-vgn .vgn-footer__grid{position:relative;max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:44px 48px;align-items:start}
.home-vgn .vgn-footer__merk img{height:52px}
.home-vgn .vgn-footer__merk p{margin:18px 0 22px;font-size:16px;line-height:1.6;color:rgba(10,49,124,.8);max-width:280px}
.home-vgn .vgn-footer__kol{display:flex;flex-direction:column;gap:12px}
.home-vgn .vgn-footer__titel{font-weight:700;font-size:16px;color:var(--text-heading);margin-bottom:6px}
.home-vgn .vgn-footer__kol a{color:rgba(10,49,124,.8);font-weight:400;font-size:15.5px;text-decoration:none}
.home-vgn .vgn-footer__kol a:hover{color:var(--nwg-orange-600)}
.home-vgn .vgn-footer__kol span{color:rgba(10,49,124,.6);font-size:15.5px}
.home-vgn .vgn-footer__bodem{position:relative;max-width:1120px;margin:56px auto 0;border-top:1px solid rgba(10,49,124,.1);padding:22px 0 30px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:14px;color:rgba(10,49,124,.65)}
.home-vgn .vgn-footer__links{display:flex;gap:24px}
.home-vgn .vgn-footer__links a{color:rgba(10,49,124,.8);text-decoration:none;font-size:14.5px}
.home-vgn .vgn-footer__links a:hover{color:var(--nwg-orange-600)}

/* Dienstpagina's */
.home-vgn .vgn-hero--kort .vgn-hero__inner{padding:150px 40px 210px}
.home-vgn .vgn-punt--uitleg{align-items:flex-start}
.home-vgn .vgn-punt--uitleg .vgn-punt__body p{margin-top:5px;font-size:15px;line-height:1.6;color:rgba(10,49,124,.75)}
.home-vgn .vgn-situaties{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px;text-align:left}
.home-vgn .vgn-situatie{background:#fff;border-radius:16px;padding:26px 26px 28px;box-shadow:4px 4px 8px rgba(0,0,0,.05),0 0 0 1px rgba(10,49,124,.06)}
.home-vgn .vgn-situatie h3{margin-top:16px;font-size:18px;font-weight:700;line-height:1.35}
.home-vgn .vgn-situatie p{margin-top:8px;font-size:15px;line-height:1.6;color:rgba(10,49,124,.75)}
.home-vgn .vgn-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin-top:40px}
.home-vgn .vgn-chip{display:inline-flex;align-items:center;gap:9px;padding:11px 20px;border-radius:99px;border:1.5px solid rgba(10,49,124,.16);background:#fff;font-weight:600;font-size:15.5px;color:var(--text-heading)}
.home-vgn .vgn-chip svg{width:17px;height:17px;color:var(--nwg-orange-500);flex:0 0 auto}
.home-vgn .vgn-stap__nr svg{width:18px;height:18px}
@media (max-width:1060px){
  .home-vgn .vgn-situaties{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  .home-vgn .vgn-situaties{grid-template-columns:1fr}
  .home-vgn .vgn-hero--kort .vgn-hero__inner{padding:120px 20px 190px}
}

/* Paginakop voor subpagina's */
.home-vgn .vgn-paginakop{position:relative;overflow:hidden;background:var(--nwg-blue-900)}
.home-vgn .vgn-paginakop__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.home-vgn .vgn-paginakop__overlay{position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,22,58,.62) 0%,rgba(6,22,58,.3) 100%),linear-gradient(90deg,rgba(6,22,58,.72) 0%,rgba(6,22,58,.38) 60%,rgba(6,22,58,.12) 100%)}
.home-vgn .vgn-paginakop__inner{position:relative;max-width:1120px;margin:0 auto;padding:140px 40px 72px}
.home-vgn .vgn-paginakop--foto .vgn-paginakop__inner{padding:170px 40px 100px}
.home-vgn .vgn-paginakop .vgn-eyebrow{margin-bottom:12px}
.home-vgn .vgn-paginakop h1{color:#fff;font-size:clamp(34px,3.4vw,46px);font-weight:600;line-height:1.15;max-width:760px}
.home-vgn .vgn-paginakop__sub{margin-top:16px;max-width:680px;color:rgba(255,255,255,.92);font-size:18px;line-height:1.6}

/* Oude componenten in de nieuwe stijl */
.home-vgn .section h2,.home-vgn .band h2,.home-vgn .article h2{font-weight:500}
.home-vgn .article h2{font-size:30px}
.home-vgn .article .lead{font-weight:500;color:var(--text-heading)}
.home-vgn .kennis-card{border-radius:16px;box-shadow:4px 4px 8px rgba(0,0,0,.05),0 0 0 1px rgba(10,49,124,.06)}
.home-vgn .kennis-card h3{font-weight:600;font-size:21px}
.home-vgn .kennis-card__link{font-family:var(--vgn-font);font-weight:700}
.home-vgn .form-card{border-radius:16px;box-shadow:4px 4px 8px rgba(0,0,0,.05),0 24px 60px rgba(10,49,124,.10);background:#fff}
.home-vgn .benefit__body strong{font-weight:700}
.home-vgn .type-chip{border-radius:99px}
.home-vgn .band__bg{display:none}
.home-vgn .band--kennis{padding-top:56px;margin-top:0}
.home-vgn .checkline{font-weight:600}

/* Artikelen met inhoudsopgave */
.home-vgn .vgn-artikel{max-width:1220px;margin:0 auto;padding:0 32px;display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:64px;align-items:start}
.home-vgn .vgn-artikel .article{max-width:760px;padding:56px 0 24px;margin:0}
.home-vgn .vgn-artikel .article-cta{padding:0 0 64px;margin:0;max-width:760px}
.home-vgn .vgn-inhoud{position:sticky;top:120px;margin-top:56px;background:var(--nwg-gray-100);border-radius:16px;padding:22px 26px 14px}
.home-vgn .vgn-inhoud__kop{font-weight:700;font-size:13.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--text-heading);margin-bottom:4px}
.home-vgn .vgn-inhoud ol{list-style:none;margin:0;padding:0}
.home-vgn .vgn-inhoud li{border-top:1px solid rgba(10,49,124,.08)}
.home-vgn .vgn-inhoud li:first-child{border-top:0}
.home-vgn .vgn-inhoud a{display:block;padding:10px 0;font-size:15px;font-weight:500;color:rgba(10,49,124,.75);text-decoration:none;line-height:1.4;transition:color var(--dur-fast) var(--ease-brand)}
.home-vgn .vgn-inhoud a:hover{color:var(--nwg-orange-600)}
.home-vgn .vgn-inhoud a.is-actief{color:var(--nwg-orange-600);font-weight:700}
.home-vgn .article h2{scroll-margin-top:120px}
@media (max-width:1060px){
  .home-vgn .vgn-artikel{grid-template-columns:1fr;gap:0}
  .home-vgn .vgn-inhoud{position:static;margin:44px 0 0;order:-1}
}

/* Cijfer-keuze (reviewformulier) */
.cijfer-keuze{display:flex;flex-wrap:wrap;gap:5px;margin-top:4px}
.cijfer-keuze input{position:absolute;opacity:0;pointer-events:none}
.cijfer-keuze label{width:30px;height:30px;border-radius:50%;border:1.5px solid rgba(10,49,124,.22);display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:13.5px;color:var(--text-heading);cursor:pointer;background:#fff;transition:background var(--dur-fast) var(--ease-brand),border-color var(--dur-fast) var(--ease-brand),color var(--dur-fast) var(--ease-brand)}
.cijfer-keuze label:hover{border-color:var(--nwg-orange-400);color:var(--nwg-orange-600)}
.cijfer-keuze input:checked+label{background:var(--nwg-orange-500);border-color:var(--nwg-orange-500);color:#fff}
.cijfer-keuze input:focus-visible+label{box-shadow:var(--focus-ring)}

/* Adres-check in nieuwe stijl op alle formulieren */
.home-vgn .adres-lijst{border-radius:16px;border-color:rgba(10,49,124,.14)}
.home-vgn .adres-lijst__kop{font-family:var(--vgn-font);font-weight:600;font-size:14px}
.home-vgn .adres-item{font-family:var(--vgn-font);border-bottom-color:rgba(10,49,124,.08)}
.home-vgn .adres-item strong{font-family:var(--vgn-font);font-weight:600;font-size:16px}
.home-vgn .adres-item span{font-family:var(--vgn-font);font-weight:500;font-size:14px;color:var(--text-muted)}
.home-vgn .adres-kaart{border-radius:16px;border-color:rgba(10,49,124,.14)}
.home-vgn .adres-kaart__tekst{font-family:var(--vgn-font);font-weight:500;font-size:14.5px;color:var(--text-muted)}
.home-vgn .adres-kaart__tekst strong{font-family:var(--vgn-font);font-weight:600;font-size:16.5px;color:var(--text-heading)}
.home-vgn .adres-kaart__x{color:var(--text-muted)}

/* Entree-animaties */
@media (prefers-reduced-motion:no-preference){
  .home-vgn .site-header--overlay{animation:vgnKopIn .65s var(--ease-brand) both}
  .home-vgn .vgn-hero__bg--foto{animation:vgnKenburns 42s ease-in-out infinite alternate;transform-origin:52% 42%;will-change:transform}
  .home-vgn .anim-up{opacity:0;animation:vgnOmhoog .8s var(--ease-brand) .15s both}
  .home-vgn .anim-d1{animation-delay:.3s}
  .home-vgn .anim-d2{animation-delay:.44s}
  .home-vgn .anim-d3{animation-delay:.58s}
  .home-vgn .vgn-diensten .vgn-dienst.reveal:nth-child(2){transition-delay:.08s}
  .home-vgn .vgn-diensten .vgn-dienst.reveal:nth-child(3){transition-delay:.16s}
  .home-vgn .vgn-diensten .vgn-dienst.reveal:nth-child(4){transition-delay:.24s}
  .home-vgn .vgn-cijfers__grid .vgn-cijfer.reveal:nth-child(2){transition-delay:.08s}
  .home-vgn .vgn-cijfers__grid .vgn-cijfer.reveal:nth-child(3){transition-delay:.16s}
  .home-vgn .vgn-cijfers__grid .vgn-cijfer.reveal:nth-child(4){transition-delay:.24s}
  .home-vgn .vgn-blogs .vgn-blog.reveal:nth-child(2){transition-delay:.08s}
  .home-vgn .vgn-blogs .vgn-blog.reveal:nth-child(3){transition-delay:.16s}
}
.home-vgn .anim-up.anim-klaar{animation:none;opacity:1}
@keyframes vgnKopIn{from{transform:translateY(-100%)}to{transform:none}}
@keyframes vgnKenburns{from{transform:scale(1.02)}to{transform:scale(1.12)}}
@keyframes vgnOmhoog{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}

/* Responsief */
@media (max-width:1060px){
  .home-vgn .vgn-diensten{grid-template-columns:repeat(2,1fr)}
  .home-vgn .vgn-cijfers__grid{grid-template-columns:repeat(2,1fr)}
  .home-vgn .vgn-blogs{grid-template-columns:1fr;max-width:560px;margin-left:auto;margin-right:auto}
  .home-vgn .vgn-footer__grid{grid-template-columns:1fr 1fr}
  .home-vgn .vgn-kaart .form-step,.home-vgn .vgn-kaart .form-step[data-step="2"]{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:760px){
  .home-vgn h2{font-size:30px}
  .home-vgn .vgn-hero__inner{padding:130px 20px 190px}
  .home-vgn .vgn-hero h1{font-size:clamp(36px,10vw,44px)}
  .home-vgn .vgn-strook{padding:0 16px;margin-top:-140px}
  .home-vgn .vgn-kaart{padding:28px 22px}
  .home-vgn .vgn-kaart .form-step,.home-vgn .vgn-kaart .form-step[data-step="2"]{grid-template-columns:1fr}
  .home-vgn .vgn-strook__checks{grid-template-columns:1fr}
  .home-vgn .vgn-sectie{padding:72px 20px}
  .home-vgn .vgn-donker{padding:80px 20px}
  .home-vgn .vgn-cijfers{padding:24px 20px 80px}
  .home-vgn .vgn-cijfers__grid{gap:28px}
  .home-vgn .vgn-diensten{grid-template-columns:1fr}
  .home-vgn .vgn-fotoblok{max-width:100%}
  .home-vgn .vgn-fotoblok__cirkel{width:130px;height:130px;right:-6px;bottom:-20px}
  .home-vgn .vgn-footer{padding:64px 20px 0}
  .home-vgn .vgn-footer__grid{grid-template-columns:1fr}
  .home-vgn .vgn-faq .acc__title{font-size:18px}
  .home-vgn .vgn-cta .vgn-2kol{padding:72px 0}
}